[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.artim.cz\/lide-casto-nemaji-dost-penez\/#Article","mainEntityOfPage":"https:\/\/www.artim.cz\/lide-casto-nemaji-dost-penez\/","headline":"Lid\u00e9 \u010dasto nemaj\u00ed dost pen\u011bz","name":"Lid\u00e9 \u010dasto nemaj\u00ed dost pen\u011bz","description":"Pen\u00edze pat\u0159\u00ed k tomu nejd\u016fle\u017eit\u011bj\u0161\u00edmu, co lid\u00e9 v \u017eivot\u011b pot\u0159ebuj\u00ed. Nejsou samoz\u0159ejm\u011b t\u00edm jedin\u00fdm, o\u010d n\u00e1m lidem jde, ale je […]","datePublished":"2023-11-13","dateModified":"2023-11-13","author":{"@type":"Person","@id":"https:\/\/www.artim.cz\/author\/#Person","name":"","url":"https:\/\/www.artim.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"artim.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.artim.cz\/wp-content\/uploads\/silver-coin-1404318_1280.jpg","url":"https:\/\/www.artim.cz\/wp-content\/uploads\/silver-coin-1404318_1280.jpg","height":0,"width":0},"url":"https:\/\/www.artim.cz\/lide-casto-nemaji-dost-penez\/","about":["D\u016fm a byt"],"wordCount":413,"articleBody":"   Pen\u00edze pat\u0159\u00ed k tomu nejd\u016fle\u017eit\u011bj\u0161\u00edmu, co lid\u00e9 v \u017eivot\u011b pot\u0159ebuj\u00ed. Nejsou samoz\u0159ejm\u011b t\u00edm jedin\u00fdm, o\u010d n\u00e1m lidem jde, ale je skute\u010dnost\u00ed, \u017ee ani bez nich se neobejdeme. Kdybychom toti\u017e \u017eili jenom s t\u00edm, co lze z\u00edskat bezplatn\u011b, daleko bychom to nedot\u00e1hli. \u017dili bychom pod \u0161ir\u00fdm nebem, jedli to, co bychom na\u0161li, obl\u00e9kali se do toho, co bychom si dok\u00e1zali sp\u00edchnout z n\u011bjak\u00e9ho pro ostatn\u00ed lidi postradateln\u00e9ho materi\u00e1lu, chodili bychom v\u0161ude p\u011b\u0161ky atd. A to nen\u00ed \u017e\u00e1dn\u00fd civilizovan\u00fd lidsk\u00fd \u017eivot.Tak\u017ee jsou lidem pen\u00edze pot\u0159eba. Ale ne ka\u017ed\u00fd je m\u00e1, kdy\u017e je pot\u0159ebuje. N\u011bkdy tyto lidem sch\u00e1zej\u00ed, proto\u017ee si ne ka\u017ed\u00fd vyd\u011bl\u00e1v\u00e1 dost a ceny se nep\u0159izp\u016fsobuj\u00ed mo\u017enostem konkr\u00e9tn\u00edch lid\u00ed. A pokud pak n\u011bkdo nen\u00ed \u017e\u00e1doucn\u011b finan\u010dn\u011b zaji\u0161t\u011bn\u00fd, mus\u00ed se po dal\u0161\u00edch pen\u011bz\u00edch sh\u00e1n\u011bt. A doufat, \u017ee je n\u011bkde se\u017eene.\u017de by si je mohl \u010dlov\u011bk v nesn\u00e1z\u00edch p\u016fj\u010dit t\u0159eba v bance? Pro\u010d ne? Kdy\u017e najde banku, kter\u00e1 mu v jeho situaci pod\u00e1 pomocnou ruku nebo dokonce hod\u00ed pomysln\u00fd z\u00e1chrann\u00fd kruh, a\u0165 se tak klidn\u011b stane. Ale je velice pravd\u011bpodobn\u00e9, \u017ee to a\u017e tak prost\u00e9 nebude. Proto\u017ee banky sice p\u016fj\u010dky nab\u00edzej\u00ed, ale zaj\u00edmaj\u00ed je jenom bonitn\u00ed \u017eadatel\u00e9. A lid\u00e9, kte\u0159\u00ed si vyd\u011bl\u00e1vaj\u00ed pom\u011brn\u011b m\u00e1lo a navrch maj\u00ed t\u0159eba i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, tu nad\u011bji nemaj\u00ed.Ale skoro ka\u017ed\u00fd n\u011bkdy p\u016fj\u010dku pot\u0159ebuje a tak\u00e9 ji skoro ka\u017ed\u00fd dostat m\u016f\u017ee. A pokud ne v bance, pak aspo\u0148 u nebankovn\u00ed spole\u010dnosti. Proto\u017ee m\u00e1-li i hodn\u011b problematick\u00fd \u017eadatel aspo\u0148 n\u011bjak\u00fd nemovit\u00fd majetek, m\u016f\u017ee mu d\u00edky t\u00e9to jeho jedin\u00e9 p\u0159ednosti vyhov\u011bt nebankovn\u00ed hypot\u00e9ka. Ony se toti\u017e nebankovn\u00ed hypot\u00e9ky nab\u00edzej\u00ed v\u0161em, kdo se za n\u011b dok\u00e1\u017eou zaru\u010dit aspo\u0148 nemovitost\u00ed. Proto\u017ee i d\u00edky tomu je jist\u00e9, \u017ee budou takov\u00e9 poskytnut\u00e9 p\u016fj\u010dky splacen\u00e9. A to je logicky to jedin\u00e9, o co v\u0161em finan\u010dn\u00edm instituc\u00edm bez v\u00fdjimky jde.A proto jsou tu pro n\u011bkoho u\u017e jenom nebankovn\u00ed hypot\u00e9ky. A bu\u010fme za to r\u00e1di.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lid\u00e9 \u010dasto nemaj\u00ed dost pen\u011bz","item":"https:\/\/www.artim.cz\/lide-casto-nemaji-dost-penez\/#breadcrumbitem"}]}]