[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.artim.cz\/bez-penez-nelze-zit\/#Article","mainEntityOfPage":"https:\/\/www.artim.cz\/bez-penez-nelze-zit\/","headline":"Bez pen\u011bz nelze \u017e\u00edt","name":"Bez pen\u011bz nelze \u017e\u00edt","description":"Lid\u00e9 pot\u0159ebuj\u00ed ke sv\u00e9 norm\u00e1ln\u00ed existenci nevyhnuteln\u011b pen\u00edze. To je n\u00e1m v\u0161em dob\u0159e zn\u00e1mo. A pokud by to snad n\u011bkomu […]","datePublished":"2023-04-22","dateModified":"2023-04-22","author":{"@type":"Person","@id":"https:\/\/www.artim.cz\/author\/#Person","name":"","url":"https:\/\/www.artim.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7b822bed19dfbc78d1cf42b3649cc2489d12c54b7aef64ae719c01ed9f13d563?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"artim.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.artim.cz\/wp-content\/uploads\/account-3924281_960_720.jpg","url":"https:\/\/www.artim.cz\/wp-content\/uploads\/account-3924281_960_720.jpg","height":0,"width":0},"url":"https:\/\/www.artim.cz\/bez-penez-nelze-zit\/","about":["Ekonomika"],"wordCount":438,"articleBody":"   Lid\u00e9 pot\u0159ebuj\u00ed ke sv\u00e9 norm\u00e1ln\u00ed existenci nevyhnuteln\u011b pen\u00edze. To je n\u00e1m v\u0161em dob\u0159e zn\u00e1mo. A pokud by to snad n\u011bkomu zn\u00e1mo nebylo, pozn\u00e1 to nejpozd\u011bji ve chv\u00edli, kdy mu tyto dojdou. Proto\u017ee http:\/\/zpravy.e15.cz\/domaci\/politika\/okamura-prodava-svym-priznivcum-sushi-sety-1341063  jakmile n\u011bkdo postr\u00e1d\u00e1 pen\u00edze, nem\u016f\u017ee m\u00edt nic z toho, co se n\u00e1m lidem prod\u00e1v\u00e1, a bez toho se u\u017e dnes ned\u00e1 jednodu\u0161e obej\u00edt. Kdo by cht\u011bl \u017e\u00edt bez vyu\u017e\u00edv\u00e1n\u00ed nab\u00eddek t\u011bch ostatn\u00edch, m\u011bl by skute\u010dn\u011b chud\u00fd a nez\u00e1vid\u011bn\u00edhodn\u00fd \u017eivot podobn\u00fd \u017eivotu na\u0161ich hodn\u011b d\u00e1vn\u00fdch prap\u0159edk\u016f.Pen\u00edze jsou tedy nezbytn\u011b pot\u0159eba. Ale kde je vz\u00edt, pokud se n\u00e1m je n\u011bkdy nepoda\u0159\u00ed vyd\u011blat nebo pokud se p\u0159ed n\u00e1mi objev\u00ed v\u00fddaje p\u0159evy\u0161uj\u00edc\u00ed na\u0161e finan\u010dn\u00ed mo\u017enosti? Ano, pak teprve docen\u00edme v\u00fdznam p\u016fj\u010dek. Toho, co za n\u00e1s sice probl\u00e9my nevy\u0159e\u0161\u00ed, ale d\u00e1v\u00e1 n\u00e1m to \u010das, abychom si s ciz\u00ed pomoc\u00ed dali sv\u00e9 vlastn\u00ed finan\u010dn\u00ed z\u00e1le\u017eitosti do po\u0159\u00e1dku. D\u00edky p\u016fj\u010dk\u00e1m se nemus\u00edme ani p\u0159ehnan\u011b omezovat, ani se nemus\u00edme st\u00e1vat neplati\u010di, s t\u00edm, \u017ee pou\u017eijeme pen\u00edze ciz\u00ed, kter\u00e9 pozd\u011bji vr\u00e1t\u00edme jejich majiteli.A tak my lid\u00e9 v t\u00edsni \u017e\u00e1d\u00e1me o p\u016fj\u010dky. Ale by\u0165 je nab\u00eddek v\u0161ude dost, ne v\u017edycky se n\u00e1m poda\u0159\u00ed bez probl\u00e9m\u016f usp\u011bt. Proto\u017ee ti, kdo p\u016fj\u010dky poskytuj\u00ed, cht\u011bj\u00ed z\u00e1ruky, \u017ee dostanou sv\u00e9 pen\u00edze zp\u00e1tky. A pokud nemaj\u00ed takovou jistotu, zpravidla nikomu nic nep\u016fj\u010d\u00ed. A proto je tak v\u00fdznamn\u00e1 i nebankovn\u00ed hypot\u00e9ka. Pokud toti\u017e nep\u016fj\u010d\u00ed n\u011bkomu v bance s t\u00edm, \u017ee nen\u00ed bonitn\u00ed, \u017ee m\u00e1 ni\u017e\u0161\u00ed ne\u017e po\u017eadovan\u00e9 p\u0159\u00edjmy a navrch t\u0159eba i z\u00e1znam v registrech dlu\u017en\u00edk\u016f, je to pr\u00e1v\u011b hypot\u00e9ka od nebankovn\u00ed spole\u010dnosti, co \u010dlov\u011bk po\u0159\u00e1d je\u0161t\u011b dostat m\u016f\u017ee. Proto\u017ee u nebankovn\u00ed hypot\u00e9ky zaru\u010duje splacen\u00ed z\u00e1stava \u017eadatelovy nemovitosti.Kdy\u017e chce prost\u011b n\u011bkdo p\u016fj\u010dku, ale nem\u016f\u017ee nab\u00eddnout nic jin\u00e9ho ne\u017e n\u011bjak\u00e9 vlastnictv\u00ed nemovitosti, v bance neusp\u011bje, ale nebankovn\u00ed spole\u010dnosti to sta\u010d\u00ed. A proto je nebankovn\u00ed hypot\u00e9ka nad\u011bj\u00ed pro v\u0161echny, jim\u017e osud nebyl po finan\u010dn\u00ed str\u00e1nce p\u0159\u00edzniv\u011b naklon\u011bn.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz nelze \u017e\u00edt","item":"https:\/\/www.artim.cz\/bez-penez-nelze-zit\/#breadcrumbitem"}]}]